Editor’s note: This is a recurring post, regularly updated with new card offers and information.
Credit card welcome offers are the fastest way to increase your points and miles stash. There’s nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.
Some of the best travel rewards cards on the market are offering bonuses of at least 100,000 points or miles — in some cases, even more.
Beyond the introductory bonus, though, now can be a great time to add one of these cards to your wallet to take advantage of the valuable, ongoing perks they offer. Let’s look at the cards, the value of their sign-up bonuses and then what they offer beyond this.
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In This Post
Methodology
All cards listed below have welcome offers of 100,000 points or more. However, not all points are worth the same amount. That’s why TPG has designated valuations, updated monthly, for each loyalty currency. For instance, a Marriott Bonvoy point doesn’t have the same value as a Hilton Honors point.
Therefore, the “total bonus value” is the bonus points multiplied by our current TPG valuation of what the currency is worth to us. Additionally, any welcome offer/sign-up bonus statement credits will also be calculated within this bonus value column.
This also doesn’t include every product out there with a 100,000-point bonus. For example, Chase introduced the Ink Business Premier Credit Card in Dec. 2021, but it’s currently only available to Chase for Business customers who have an existing business relationship manager. As a result, it does not (yet) make our list, since it’s not open to a wider audience.
The same goes for the new Capital One Spark Travel Elite card for small businesses, launched earlier this month. It has a 250,000-mile welcome offer, worth over $4,000, but is only available to those with a business relationship manager at Capital One.
The information for the Ink Business Premier and Spark Travel Elite cards has been collected independently by The Points Guy. The card details on this page have not been reviewed by the card issuer.
With all that in mind, here’s a rundown of 16 offers worth 100,000 points or more — along with our take on which ones should top your list and why.
Cards offering welcome bonuses of 100,000 points or more
These are sorted by total value of the welcome offer, according to TPG’s latest valuations.
| Card | Annual fee | Welcome offer | Welcome offer value* |
| The Business Platinum Card® from American Express | $695 (see rates and fees). | 120,000 bonus Membership Rewards points after you spend $15,000 on eligible purchases in the first three months of card membership. | $2,400. |
| The Platinum Card® from American Express | $695 (see rates and fees). | 100,000 points after you spend $6,000 on purchases within the first six months of card membership. | $2,000. |
| Ink Business Preferred Credit Card | $95. | 100,000 bonus points after you spend $15,000 on purchases in the first three months of account opening. | $2,000. |
| Delta SkyMiles® Reserve Business American Express Card | $550 (see rates and fees). | Earn 110,000 bonus SkyMiles after spending $6,000 in new purchases on your card within the first three months of cardmembership. This offer ends Aug. 3, 2022. | $1,551. |
| Aeroplan Credit Card | $95. | Up to 101,000 points. Earn a Welcome Flight Reward worth up to 50,000 points after you spend $3,000 in your first three months from account opening, plus up to 51,000 points through 10 total points per dollar on travel and dining in your first six months from account opening. | $1,515. |
| Aer Lingus Visa Signature Card | $95. | Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months from account opening and earn an additional 25,000 Avios after you spend $20,000 in the the first 12 months of account opening. | $1,500. |
| British Airways Visa Signature Card | $95. | Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months from account opening and earn an additional 25,000 Avios after you spend $20,000 in the the first 12 months of account opening. | $1,500. |
| Iberia Visa Signature Card | $95. | Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening. | $1,500. |
| Delta SkyMiles® Platinum Business American Express Card | $250 (see rates and fees). | Earn 100,000 bonus SkyMiles after spending $4,000 in purchases on your card within the first three months of cardmembership. This offer ends Aug. 3, 2022. | $1,410. |
| Delta SkyMiles® Reserve American Express Card | $550 (see rates and fees). | Earn 100,000 bonus SkyMiles after spending $5,000 in purchases on your card within the first three months of cardmembership. This offer ends Aug. 3, 2022. | $1,410. |
| Marriott Bonvoy Boundless Credit Card | $95. | Earn three free night awards (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first three months from your account opening. | $1,260 (based on redeeming all three free night awards at maximum value). |
| United Club Infinite Card | $525 | Earn 100,000 bonus miles after you spend $5,000 on purchases in the first three months from account opening. | $1,210. |
| Marriott Bonvoy Business® American Express® Card | $125 (see rates and fees). | Earn 125,000 bonus Marriott Bonvoy points after spending $5,000 in new purchases on your card within the first three months of cardmembership. This offer ends Aug. 31, 2022. | $1,050. |
| Hilton Honors American Express Aspire Card | $450 (see rates and fees). | 150,000 points after you spend $4,000 on purchases in the first three months of account opening. | $900. |
| Hilton Honors American Express Surpass® Card | $95 (see rates and fees). | Earn 130,000 Hilton Honors bonus points after you spend $2,000 in purchases on the card in the first three months of cardmembership. | $780 |
| The Hilton Honors American Express Business Card | $95 (see rates and fees). | Earn 130,000 bonus Hilton points after you spend $3,000 in purchases on the card in the first three months of cardmembership. | $780 |
| IHG Rewards Premier Credit Card | $99. | Earn 140,000 bonus points + 1 Free Night after spending $3,000 on purchases within the first three months of account opening. | $700. |
| IHG Rewards Premier Business Credit Card | $99. | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months of account opening. | $700. |
* Bonus value is an estimated value calculated by TPG and not the card issuer.
The information for the Hilton Aspire Amex card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The Business Platinum Card® from American Express
The Amex Business Platinum Card received a significant benefits refresh in 2021 with a slew of new statement credits that high-spending businesses will appreciate. American Express also added three 1.5-point bonus categories to help you earn rewards faster.
Add to this the more than $1,000 in new statement credits annually, and the card is an easy decision for many businesses:
- Up to $200 more in Dell statement credits for U.S. purchases per calendar year (now up to $400 total).
- Up to $360 in annual statement credit on Indeed hiring and recruiting products and services.
- Up to $150 in annual statement credit on select purchases from Adobe (e.g., Adobe Creative Cloud, Acrobat Pro DC, etc.).
- Up to $120 in annual statement credits for purchases made directly from U.S. wireless telephone providers (maximum of $10 per month).
- Annual $189 statement credit for a Clear membership.
Enrollment is required for some benefits; terms apply.
Additionally, the card earns points at the following rates:
- 5 points per dollar when you purchase airfare and prepaid hotel rooms with American Express Travel (including Amex Fine Hotels + Resorts).
- 1.5 points per dollar on up to $2 million in eligible purchases in the U.S. per calendar year at electronics goods retailers, software and cloud service providers, construction material and hardware suppliers, and shipping providers; and all purchases of $5,000 or more.
- 1 point per dollar on all other eligible purchases.
The card also offers shopping protections and travel protections.
Between a high minimum spending requirement and several business-focused perks, this card certainly won’t suit every small business, but it should be great for some.
Read our full Amex Business Platinum review.
Official application link: The Business Platinum Card from American Express with 120,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership.
The Platinum Card® from American Express
The Amex Platinum currently fields a terrific welcome bonus of 100,000 points after meeting minimum spending requirements.
If leveraged with transfer partners, TPG valuations peg Amex points at 2 cents each, on average. You should have no trouble reaping $2,000 in value from the 100,000-point welcome bonus. And the welcome bonus is just the beginning. This card offers potentially $1,800-plus in statement credits each year. That could offset the $695 annual fee more than twofold.
It’s also a strong earner for frequent travelers, accruing:
- 5 points per dollar for flights booked directly with airlines or with American Express Travel (on up to $500,000 on these purchases per calendar year).
- 5 points per dollar on prepaid hotels booked with American Express Travel.
- 1 point per dollar on other eligible purchases.
The card also offers a variety of shopping protections and travel protections.
Read our full Amex Platinum review to learn about this card’s incomparable benefits.
Official application link: The Platinum Card from American Express with 100,000 points after you spend $6,000 on purchases in the first six months of card membership.
Ink Business Preferred Credit Card
TPG values Chase points at 2 cents each, making the 100,000-point bonus alone worth $2,000 when you take advantage of Chase’s excellent collection of airline and hotel transfer partners.
Of course, you can also redeem points through the Chase travel portal for 1.25 cents each, which gives you a minimum bonus value of $1,250. That isn’t even including the points you’ll rack up by hitting the spending requirement. Depending on which categories you spend in, you could earn anywhere from 15,000 to 45,000 additional points, giving you $300 to $900 more in value.
On an ongoing basis, the card earns:
- 3 points per dollar on travel; shipping purchases; internet, cable and phone services; and advertising on social media sites and search engines (on the first $150,000 spent in combined bonus category spending each cardmember year, then 1 point per dollar).
- 1 point per dollar on other purchases.
The current sign-up bonus isn’t the only thing to love about this card. It’s simply a great all-around option for small-business owners thanks to its bonus spending categories and cellphone protection, primary rental car coverage (when renting for business purposes) and other travel and purchase protections. You can also add employee cards to your account for free.
Read our full review of the Ink Business Preferred Credit Card.
Official application link: Chase Ink Business Preferred Credit Card with 100,000 bonus points after you spend $15,000 on eligible purchases with the card within the first three months of account opening.
Delta SkyMiles® Reserve Business American Express Card
New to the list this month, the Delta Reserve Business card has a valuable welcome offer of 110,000 bonus SkyMiles after spending $6,000 on the card within the first three months of cardmembership. TPG values Delta SkyMiles at 1.41 cents apiece, making this offer worth $1,551. Note that this offer ends Aug. 3, 2022.
access to Delta Sky Clubs and Amex Centurion lounges when flying with Delta, two one-time Delta Sky Club passes for guests, the ability to earn a Medallion Qualification Dollar (MQD) waiver to help you attain Delta status, Medallion Qualification Miles (MQM) boost for spending on the card, upgrades on flights, statement credit for your Global Entry or TSA PreCheck application fee and an annual companion certificate. You also get perks when flying with Delta, such as a free first checked bag, priority boarding and a 20% statement credit for inflight purchases. There are also several travel protections and shopping protections on the card.
Delta is part of the SkyTeam alliance, meaning you can use your SkyMiles for flights not just on Delta but also on its various partners.
Read our full review of the Delta Reserve Business card.
Official application link: Delta SkyMiles® Reserve Business American Express Card with a welcome offer of 110,000 bonus SkyMiles after spending $6,000 on the card within the first three months of cardmembership. Offer ends Aug. 3, 2022.
Aeroplan Credit Card
The long-awaited Chase Aeroplan Credit Card officially launched last December. It’s currently offering new cardholders a “Welcome Flight Reward” worth up to 50,000 points when you spend $4,000 on purchases with the card in the first three months. Plus, you can earn up to 51,000 additional points by earning 10 total points for every dollar you spend on travel and dining in your first six months from account opening.
In other words, the current offer can get you a combined total of up to 101,000 Aeroplan points in value.
The card’s other ongoing benefits include earning 3 points per dollar on groceries, dining and Air Canada purchases and 1 point per dollar on everything else. On top of that, cardholders get a 500-point bonus for every $2,000 spent on the card per month, up to 1,500 points per month.
Something unique about this card is that it provides cardholders with automatic entry-level Aeroplan 25K elite status for the remainder of the current calendar year in which they open the card and the following one. After that, you can retain the status by spending $15,000 on purchases with the card per year.
Aeroplan 25K status confers benefits like priority airport check-in, two complimentary checked bags, priority boarding, priority seat selection, two one-time Maple Leaf Lounge passes, eUpgrade credits and more. That said, even if you don’t retain the status, you’ll still get your first checked bag free as a credit cardholder.
Finally, if you hold this card and one that earns Chase Ultimate Rewards points — like the Chase Sapphire Preferred Card — you can now transfer your Ultimate Rewards points to Aeroplan with a 10% bonus (with a minimum of 50,000 points).
Read our full review of the Chase Aeroplan card.
Official application link: Chase Aeroplan Card with a Welcome Flight Reward worth up to 50,000 points after you spend $3,000 in your first three months from account opening, plus up to 51,000 points through 10 total points per dollar spent on travel and dining in your first six months from account opening.
Aer Lingus Visa Signature Card
Chase offers three different credit cards that earn Avios, which you can transfer freely and instantly between your different accounts. All three have the same welcome offer: Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months from account opening and earn an additional 25,000 Avios after you spend $20,000 in the the first 12 months of account opening.
The Aer Lingus card may be the most unsung of these cards. Its benefits are few and extend only to Aer Lingus-operated flights. You can earn a companion ticket after you spend $30,000 each year. That companion ticket is good for a year, but can only be redeemed on flights between the U.S. and Ireland. However, the upside is that there are no restrictions, blackout dates or a surcharge on the companion ticket. Additionally, both the primary cardholder and authorized users are eligible for priority boarding on any Aer Lingus flight to or from the U.S.
While the perks aren’t stellar, the annual fee is only $95. Plus, you gain Avios, which can be incredibly valuable.
Read our full review of the Aer Lingus card.
Official application link: Aer Lingus card with a sign-up bonus of up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months from account opening and earn an additional 25,000 Avios after you spend $20,000 in the the first 12 months of account opening.
British Airways Visa Signature Card
The British Airways Visa Signature Card is the only cobranded card British Airways offers in the United States. It currently earns 3 Avios per dollar spent on purchases with British Airways, Aer Lingus, Iberia and Level. It accrues 2 Avios per dollar spent on hotel accommodations when purchased directly with the hotel. All other eligible purchases earn 1 Avios per dollar.
Some of the associated perks of this card are statement credits toward award ticket taxes and fees ($100 per economy or premium economy ticket and $200 toward business or first class, up to three times per year), 10% off eligible British Airways flights booked through a dedicated cardholder portal, no foreign transaction fees and a Travel Together companion ticket after spending $30,000 on purchases in a calendar year. This card also earns Visa Signature perks such as lost baggage protection, purchase protection, extended warranty protection, secondary car rental insurance and access to the Visa Signature Luxury Hotel Collection.
This card can be an asset for those who often redeem Avios for British Airways flights, since you can earn up to $600 back in statement credits each year toward the high taxes and fees these tickets often incur.
Read the full British Airways Visa Signature Card review.
Official application link: British Airways Visa Signature Card with up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months from account opening and earn an additional 25,000 Avios after you spend $20,000 in the the first 12 months of account opening.
Iberia Visa Signature Card
It’s entirely possible that the up to 100,000-Avios offer could well serve you with the Iberia Visa Signature, even if you’ve never flown on (or heard of) Iberia Airlines. Iberia is a Spain-based airline in the Oneworld alliance that operates flights worldwide, including to select gateway cities in the U.S.
Iberia has a close partnership with British Airways and Aer Lingus, two airlines that also use Avios as their award currency. Avios can be transferred from one program to another among these three, which is a nice perk if you have a preference for a particular program.
Of the three airlines and Avios programs, Iberia sometimes offers the best award possibilities. For example, you can book a one-way business-class ticket between New York (JFK) and Madrid (MAD) for just 34,000 Avios on off-peak dates. Getting a lie-flat seat to Europe for just 34,000 Avios plus taxes and fees is pretty outstanding.
But just like with British Airways Avios, you can also use Iberia Avios to book flights operated by domestic U.S. partners such as American Airlines, making them a very useful currency with multiple redemption options.
Read our full review of the Iberia Visa Signature.
Official application link: Iberia Visa Signature Card with up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
Delta SkyMiles® Platinum Business American Express Card
The Delta Platinum Business card joins the list of cards with 100,000-point bonus offers this month with an offer that ends Aug. 3, 2022. You can earn 100,000 bonus SkyMiles after spending $4,000 on the card within the first three months of cardmembership. This offer ends Aug. 3, 2022. TPG values this offer at $1,410.
Cardmembers earn 3 miles per dollar spent on hotels and with Delta. You’ll also receive 1.5 miles per dollar on purchases of $5,000 or more (up to 50,000 additional miles per year) and 1 mile per dollar on all other purchases.
Cardmember benefits include an annual companion certificate, bonus earnings for Medallion Qualification Miles (MQMs) for spending on the card, the ability to unlock a Medallion Qualification Dollars (MQD) waiver through spending, a free first checked bag, priority boarding, inflight discounts, access to Delta SkyClub lounges when flying with Delta and statement credit for your Global Entry or TSA PreCheck application fee.
Read our full review of the Delta Platinum Business card.
Official application link: Delta SkyMiles® Platinum Business American Express Card with a welcome offer of 100,000 bonus SkyMiles after spending $4,000 on the card within the first three months of cardmembership. This offer ends Aug. 3, 2022.
Delta SkyMiles® Reserve American Express Card
Another new card on this list also features the option to get a limited-edition card made with metal from a retired Boeing 747. The Delta Reserve card is currently offering 100,000 bonus SkyMiles if you spend $5,000 on your new card within the first three months of cardmembership. This offer expires Aug. 3, 2022. TPG values this offer at $1,410.
Cardmembers earn 3 SkyMiles per dollar on purchases made with Delta and 1 mile per dollar on all other purchases.
Primary and additional cardmembers get complimentary access to Delta Sky Club lounges and American Express Centurion Lounges for free when flying Delta with a ticket purchased on a U.S.-issued American Express card. Both of these apply when traveling on a same-day, Delta-marketed or Delta-operated flight. Cardmembers also get two one-time Sky Club guest passes upon account opening and each year upon account renewal. The card also offers an annual companion certificate, bonus MQM earnings, unlocking an MQD waiver via spending, a free first checked bag, priority boarding, 20% back on inflight purchases and statement credit for your Global Entry or TSA PreCheck application fee.
Read our full review of the Delta Reserve card.
Official application link: Delta SkyMiles® Reserve American Express Card with a welcome offer of 100,000 bonus SkyMiles after spending $5,000 on your card within the first three months of cardmembership. This offer expires Aug. 3, 2022.
Marriott Bonvoy Boundless Credit Card
The Marriott Bonvoy Boundless comes with a welcome bonus of three free night awards (each worth up to 50,000 points) after spending $3,000 on purchases in the first three months of account opening. If you fully maximize these five nights, the bonus is essentially equivalent to 150,000 Marriott points — worth $1,260 based on TPG’s valuations.
The Boundless also gives cardholders an annual free night certificate valid at hotels that cost up to 35,000 points per night, so you can easily recoup the $95 annual fee each year. And you can now top up these free nights with up to 15,000 points from your Bonvoy account, opening up ever higher-end properties.
This mid-tier hotel credit card includes Silver Elite status, too, which confers perks such as a 10% points bonus, late checkout and free Wi-Fi. And the card added a new, related benefit earlier this year: Cardholders can now earn one elite night credit per $5,000 spent on purchases in a calendar year. Those who spend $35,000 or more on purchases in a calendar year with the card receive automatic Gold elite status.
Aside from that, it earns:
- 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program.
- 3 points per dollar on the first $6,000 spent in combined purchases each year on gas stations, grocery stores and dining.
- 2 points per dollar on other eligible purchases.
Read our full review of the Marriott Bonvoy Boundless card.
Official application link: Marriott Bonvoy Boundless Credit Card with three free night awards (each worth up to 50,000 points) after you spend $3,000 on purchases in the first three months from account opening.
United Club Infinite Card
The top-tier credit card from Chase and United Airlines is the Club Infinite card. Its welcome offer provides 100,000 bonus United Airlines miles after spending $5,000 on your card within the first three months of account opening. According to TPG’s valuations, that bonus is worth $1,210.
While the Club Infinite card’s $525 annual fee sounds like a lot, consider that it provides United Club membership, which grants you access to United Clubs and select Star Alliance lounges when flying United and its partners. This costs $650 per year for most members.
Other key perks with card membership include reimbursement for your Global Entry or TSA PreCheck application fee, IHG Platinum status, a $75 statement credit to use for IHG spending, two free checked bags for you and a traveling companion, priority check in and boarding, a 10% mileage discount on economy Saver Awards on United flights within the continental U.S. and Canada and a shortcut to United elite status via spending. This comes in the form of your ability to earn up to 4,000 Premier Qualifying Points (PQPs) per calendar year. You will earn 500 PQPs for each $12,000 you spend on the card.
You’ll also get 25% back on United inflight purchases and expanded award availability.
Read our full review of the United Club Infinite Card.
Official application link: United Club Infinite Card with 100,000 bonus miles after you spend $5,000 on purchases within the first three months from account opening.
Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business card joins our list this month with a welcome offer of 125,000 bonus Marriott Bonvoy points after spending $5,000 on the card within the first three months of cardmembership. This offer ends Aug. 31, 2022. TPG values this offer at $1,050.
Despite implementing dynamic pricing on its awards recently, Marriott Bonvoy points continue to provide valuable redemptions. Cardmembers will earn 6 points per dollar spent at hotels participating in the Marriott Bonvoy program. You also receive 4 points per dollar spent at restaurants worldwide and U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on purchases made from merchants in the U.S. for shipping. You earn 2 points per dollar on all other eligible purchases.
Cardmembers receive 15 elite night credits toward Marriott Bonvoy status each year, automatic Gold Elite status. The card also confers a free night award each year on your cardmember anniversary (worth up to 35,000 points).
Read our full review of the Marriott Bonvoy Business card.
Official application link: Marriott Bonvoy Business® American Express® Card with a welcome offer of 125,000 bonus points after spending $5,000 on the card within the first three months of cardmembership. This offer ends Aug. 31, 2022.
Hilton Honors American Express Aspire Card
The Aspire is a value-packed premium card with a hefty $450 annual fee (see rates and fees) to match. But in exchange, you’ll automatically receive top-tier Hilton Diamond status and one free weekend night when you open your card and another every year when you renew.
Cardholders earn points at the following rates on purchases:
- 14 points per dollar on eligible purchases at hotels and resorts in the Hilton portfolio.
- 7 points per dollar on flights booked directly with airlines or through Amex Travel.
- 7 points per dollar on car rentals booked directly from select car rental companies.
- 7 points per dollar at U.S. restaurants.
- 3 points per dollar on all other eligible purchases.
Cardmembers can register for full Priority Pass membership for access with up to two guests to over 1,300 airport lounges around the world. They also receive several annual statement credits that can easily offset the high fee. These include up to $250 in annual airline fee credits, up to $250 in Hilton resort credits at participating hotels and up to $100 in property credits on eligible stays of two nights or more at Conrad and Waldorf Astoria hotels. Enrollment required for select benefits.
And when you add in the various shopping protections and travel protections, the Aspire becomes one of the most compelling premium credit cards on the market – so much so that if you’re starting from scratch, this credit card alone might be reason enough to stay loyal to Hilton.
Read our full review of the Hilton Honors Aspire Card.
The information for the Hilton Aspire card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Hilton Honors American Express Surpass and Hilton Honors American Express Business cards
If you’re not in the market for a premium card but still are a fan of the Hilton Honors program, you should consider one of Hilton’s two mid-tier credit cards: the Hilton Honors American Express Surpass Card or the Hilton Honors American Express Business Card, both of which charge significantly lower $95 annual fees (see rates and fees for the Hilton Surpass card and rates and fees for the Hilton Honors Business card).
When it comes to features, these two cards are also similar to one another.
Both will get you complimentary Hilton Gold status and the ability to upgrade to Diamond by spending $40,000 in a calendar year. Cardholders can earn a free night certificate good at practically any Hilton property for spending $15,000 in a calendar year, and they receive 10 complimentary Priority Pass visits annually. Enrollment is required for select benefits.
The Hilton business card has one extra feature that can be useful for high-spenders: the ability to earn a second free weekend night with $60,000 in total spending on the card in a calendar year. The cards also offer shopping protections and travel protections.
And while the current welcome offers award the same number of points and statement credits, you’ll need to spend an extra $1,000 on the business card to earn it.
If you’re having trouble deciding upon the mid-tier Hilton cards or the premium Aspire card, check out our guide comparing them: Hilton Surpass vs. Hilton Aspire: Which card is right for you?
Official application link: Hilton Honors American Express Surpass Card with 130,000 Hilton Honors bonus points after you spend $2,000 in purchases on the card in the first three months of card membership.
Official application link: Hilton Honors American Express Business Card with 130,000 Hilton Honors bonus points after you spend $3,000 on purchases on the card in the first three months of card membership.
IHG Rewards Premier Credit Card and IHG Rewards Premier Business Credit Card
Right now, the IHG Premier offers a sign-up bonus of 140,000 bonus points + 1 Free Night after spending $3,000 on purchases within the first three months of account opening. The IHG Premier Business offers 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. Unfortunately, TPG only values IHG points at 0.5 cents each, meaning this bonus is only worth up to $700. While it’s not as valuable as others on this list, you could still get quite a few award nights out of it if you strategize smartly.
Both cards earn:
- 10 points per dollar when you stay at an IHG hotel.
- 5 points per dollar on travel, gas stations, and restaurants.
- 3 points per dollar on other eligible purchases.
The cards also have similar perks. With automatic Platinum elite status, you’ll get a 50% bonus on the base 10 points per dollar you get as an IHG Rewards member. The cards also confer several additional benefits, including an annual award night worth up to 40,000 points, a fourth night free on award stays and a 20% discount when you buy points. Cardholders can also get up to $100 in statement credits toward a Global Entry, NEXUS or TSA PreCheck application fee paid for with their card once every four years.
The main difference involves earning on the IHG Business card, which includes the additional bonus category of 5 points per dollar on social media and search engine advertising and at office supply stores.
Read our full IHG Premier Card review along with our full coverage of the changes to these cards that launched earlier this year.
Official application link: IHG Rewards Premier Credit Card with 140,000 bonus points + 1 Free Night after spending $3,000 on purchases within the first three months of account opening.
Official application link: IHG Rewards Premier Business Credit Card with 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
Bonus: Use the CardMatch tool to find even better offers
As noted above, this list doesn’t include all 100,000-point bonuses. And if you’re lucky, you might find yourself targeted for a welcome offer of up to 125,000 or even 150,000 points on another card in the CardMatch tool (note that targeted offers are subject to change at any time).
The site takes some simple personal information like your name, address and part of your Social Security number and matches you with personalized card offers for which you might be eligible — without a hard inquiry on your credit report. These offers can be higher — sometimes much higher — than those available through other public channels.
Bottom line
The above offers are all very enticing, but remember that each issuer has its own set of application rules. Make sure you’re always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.
These cards offering 100,000-point bonuses (and more) could definitely be worth considering if you’re looking to boost your rewards balance in a specific airline, hotel or issuer loyalty program.
Additional reporting by Ryan Smith, Madison Blancaflor, Jordyn Fields, Joseph Hostetler and Eric Rosen.
Featured photo by Isabelle Raphael/The Points Guy.
For rates and fees of the Hilton Surpass Card, click here.
For rates and fees of the Hilton Aspire Card, click here.
For rates and fees of the Hilton Business Card, click here.
For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Delta Reserve Card, click here.
For rates and fees of the Delta Reserve Business Card, click here.
For rates and fees of the Delta Platinum Business Card, click here.
For rates and fees of the Marriott Bonvoy Business Card, click here.